Ontario Hourly to Salary Calculator 2026
Turn an hourly wage into a yearly salary, or a salary into an hourly rate, and see what you take home after tax.
At $25.00 an hour, 40 hours a week for 52 weeks, your yearly salary is $52,000, and take-home pay in Ontario in 2026 is $41,641.22 after income tax, CPP and EI. Ontario’s general minimum wage is $17.95 an hour. Enter your own wage, hours and overtime to see yours.
2026 rates · verified Oct 21–23, 2026
Take-home pay
$41,641.22 a year
$20.02 an hour after tax
| Per | Before tax | After tax |
|---|---|---|
| Year | $52,000.00 | $41,641.22 |
| Month | $4,333.33 | $3,470.10 |
| Twice a month | $2,166.67 | $1,735.05 |
| Every two weeks | $2,000.00 | $1,601.59 |
| Week | $1,000.00 | $800.79 |
| Hour | $25.00 | $20.02 |
Yearly deductions: income tax $6,625.43, CPP and CPP2 $2,885.75, EI $847.60. Marginal tax rate 19.1%.
Your inputs
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Confirmed for 2027: the employee CPP rate drops from 5.95% to 5.75% on earnings up to $76,700, and the EI rate rises from 1.63% to 1.64% on earnings up to $70,800. The calculators move to 2027 rates from January 1, once the rest of the 2027 figures are published. Sources: Finance Canada (Bill C-30), CRA’s YMPE table, CRA’s EI rates.
Have kids? See your Canada Child Benefit in Ontario, including any provincial or territorial child benefit. Also check your Groceries and Essentials Benefit (formerly the GST/HST credit), and, if you work for low pay, the Canada Workers Benefit.
How this is calculated
- Yearly salary = hourly wage × hours a week × paid weeks a year.
- Overtime = hourly wage × 1.5 × overtime hours a week × paid weeks, added to your salary. Overtime starts after 44 hours in a work week, at 1.5 times your regular rate. Ontario has no daily overtime.
- Take-home pay comes from our Ontario income tax calculator: federal and Ontario income tax, CPP, CPP2 and EI on your total yearly pay, using CRA’s T4127 payroll formulas.
- Per period: monthly, twice-monthly and every-two-weeks amounts split the year into 12, 24 and 26 equal pays. Weekly and hourly amounts divide by the weeks and hours you actually work, overtime included.
Switching from salary to hourly works the same way in reverse: salary ÷ (hours a week × paid weeks). Hourly amounts are rounded to the cent.
Common hourly wages in Ontario as a yearly salary
Full time: 40 hours a week, 52 weeks (2,080 hours), no overtime.
| Hourly wage | Yearly salary | Take-home a year | Take-home an hour |
|---|---|---|---|
| $17.95 (minimum wage) | $37,336 | $30,910.63 | $14.86 |
| $20.00 | $41,600 | $34,010.56 | $16.35 |
| $25.00 | $52,000 | $41,641.22 | $20.02 |
| $30.00 | $62,400 | $48,883.91 | $23.50 |
| $35.00 | $72,800 | $55,597.89 | $26.73 |
| $40.00 | $83,200 | $62,464.25 | $30.03 |
| $50.00 | $104,000 | $76,947.50 | $36.99 |
Minimum wage in Ontario
Ontario’s general minimum wage is $17.95 an hour, in effect since October 1, 2026. Ontario’s minimum wages rise with inflation every October 1. Each new rate is published by April 1, so the October 2027 rate isn’t known yet.
| From | Rate | Change |
|---|---|---|
| January 1, 2022 | $15.00 | – |
| October 1, 2022 | $15.50 | +$0.50 (3.3%) |
| October 1, 2023 | $16.55 | +$1.05 (6.8%) |
| October 1, 2024 | $17.20 | +$0.65 (3.9%) |
| October 1, 2025 | $17.60 | +$0.40 (2.3%) |
| October 1, 2026 | $17.95 | +$0.35 (2%) |
Ontario’s separate, lower minimum wage for liquor servers ended on January 1, 2022.
Source: Government of Ontario – Your guide to the Employment Standards Act: minimum wage; Poverty Reduction Strategy 2021 and 2022 annual reports; checked October 23, 2026.
Special minimum wages
- Students under 18 working 28 hours a week or less when school is in session: $16.90 an hour
- Homeworkers (employees who do paid work in their own homes): $19.70 an hour
- Hunting, fishing and wilderness guides: $89.75 for less than 5 consecutive hours in a day; $179.50 for 5 or more hours
These rates apply from October 1, 2026 to September 30, 2027.
Source: Government of Ontario – Your guide to the Employment Standards Act: minimum wage; checked October 23, 2026.
Overtime rules in Ontario
Overtime starts after 44 hours in a work week. Ontario has no daily overtime unless your contract gives it. The rate is 1.5 times your regular rate.
Time off instead of pay. With a written or electronic agreement, you can take 1.5 hours of paid time off for each overtime hour instead, within 3 months of the week you earned it (or 12 months if you agree).
Averaging. Your employer and you can agree in writing to average hours over 2 to 4 weeks, so overtime is paid on hours above an average of 44 a week. Without a union, the agreement must end within two years.
Who’s different. Managers and supervisors, some commission salespeople and some other jobs have different rules or no overtime.
Worked example: five 10-hour days at $25.00 an hour
That’s 50 hours in the week. Only hours over 44 in the week count, so 50 − 44 = 6 hours are overtime, even though each day is 10 hours long.
| 44 regular hours × $25.00 | $1,100.00 |
|---|---|
| 6 overtime hours × $37.50 | $225.00 |
| Pay for the week | $1,325.00 |
That’s $75.00 more than the same hours at straight time.
Source: Government of Ontario – Your guide to the Employment Standards Act: overtime pay; checked October 23, 2026.
If you’re sent home early in Ontario
Ontario’s three-hour rule: if you regularly work more than three hours a day and you’re required to report but work less than three hours, you’re paid the higher of three hours at your regular rate, or what you earned plus your regular wage for the rest of the three hours.
Example: you earn $25.00 an hour and you’re sent home after 1 hour. You’re owed $75.00: 3 hours × your own $25.00 rate, not just the $25.00 for the hour you worked.
- It doesn’t apply if your regular shift is three hours or less, or in some cases where the reason you couldn’t work three hours was beyond your employer’s control.
- It covers students too, including students over 18, except at a children’s camp, supervising or instructing children, or in a charity’s recreational program.
Source: Government of Ontario – Your guide to the Employment Standards Act: minimum wage (three-hour rule); checked October 23, 2026.
Public holidays and holiday pay in Ontario
Ontario has 9 public holidays:
- New Year’s Day
- Family Day
- Good Friday
- Victoria Day
- Canada Day
- Labour Day
- Thanksgiving Day
- Christmas Day
- Boxing Day
Who qualifies. Full-time, part-time and term employees all qualify. You must work your last scheduled day before the holiday and your first one after it, unless you have reasonable cause.
Holiday pay. Public holiday pay is your regular wages for the 4 work weeks before the holiday’s week, plus vacation pay for those weeks, divided by 20.
If you work the holiday, you get either
- public holiday pay plus 1.5 times your regular rate for the hours you work; or
- your regular wages for the hours you work, plus a substitute day off with public holiday pay.
If it’s not one of your work days. If the holiday falls on a day you don’t normally work, or during your vacation, you get a substitute day off with public holiday pay (or the pay instead, if you agree).
Source: Government of Ontario – Your guide to the Employment Standards Act: public holidays; checked October 23, 2026.
Vacation and vacation pay in Ontario
| Years of service | Vacation time | Vacation pay |
|---|---|---|
| Under 5 years | 2 weeks | 4% of gross wages |
| 5 years or more | 3 weeks | 6% of gross wages |
- You must take your vacation within 10 months after the year you earned it.
- Vacation pay is usually paid as a lump sum before your vacation; it can go on each pay cheque if you agree in writing.
- Overtime, public holiday pay and termination pay count toward vacation pay; tips, discretionary bonuses and severance pay don’t.
Source: Government of Ontario – Your guide to the Employment Standards Act: vacation; checked October 23, 2026.
Worked example: $25 an hour with overtime
You earn $25 an hour and work 45 hours a week (9 hours a day, 5 days), paid all year. Overtime starts after 44 hours in a work week, at 1.5 times your regular rate. Ontario has no daily overtime.
| Regular pay: $25 × 40 × 52 | $52,000.00 |
|---|---|
| Overtime: $37.50 × 1 × 52 | $1,950.00 |
| Other extra hours at your wage: $25 × 4 × 52 | $5,200.00 |
| Total yearly pay | $59,150.00 |
| Income tax, CPP, CPP2 and EI | −$12,356.50 |
| Take-home pay | $46,793.50 |
The 5 extra hours add $7,150.00 before tax but $5,152.28 after tax, because those extra dollars are taxed at your marginal rate of 29.7% rather than your average rate. Spread over 45 hours a week, your take-home works out to $20.00 an hour.
That’s the legal minimum in Ontario. If your employer pays 1.5 × your wage for every hour over 40, which is more than the law requires here, the same week comes to $61,750.00 a year, or $48,465.82 after tax: enter 40 hours a week and 5 overtime hours in the calculator.
What this calculator assumes
- All your pay is employment income from one employer in Ontario, and you claim only the basic personal amounts.
- Overtime is paid at 1.5×, not banked as time off, and is the same every week.
- It doesn’t add shift premiums, tips, bonuses, general holiday pay or vacation pay on top. If you’re paid for vacation, use 52 weeks.
- It doesn’t include RRSP or pension contributions, union dues, benefits or other payroll deductions.
Frequently asked questions
How much is $25 an hour per year in Ontario after tax?
At $25 an hour, 40 hours a week for 52 weeks, you earn $52,000 a year before tax. After federal and Ontario income tax, CPP and EI, you take home about $41,641.22, which is $1,601.59 every two weeks or $20.02 for each hour worked.
How much is minimum wage per year in Ontario?
Ontario’s general minimum wage is $17.95 an hour (since October 1, 2026). Full time (40 hours a week, 52 weeks), that's $37,336 a year, or about $30,910.63 after tax and deductions.
How many working hours are in a year?
A full-time year of 40 hours a week for 52 weeks is 2,080 hours. At 37.5 hours a week it's 1,950 hours. If you take two weeks off unpaid, use 50 weeks in the calculator: that's 2,000 hours at 40 hours a week.
How is overtime paid in Ontario?
Overtime starts after 44 hours in a work week, at 1.5 times your regular rate. Ontario has no daily overtime.
Should I use 52 weeks if I get vacation pay?
Yes, in most cases. Ontario’s rule: 4% of gross wages, rising to 6% once you have five years with the same employer, which is paid for your weeks off. Whether it's paid during your time off or added to each cheque, you're paid for the full year, so 52 weeks gives the right yearly total.
What is $60,000 a year as an hourly wage?
$60,000 a year is $28.85 an hour if you work 40 hours a week for 52 weeks (2,080 hours). Type a salary into the calculator to convert it the other way, including after-tax hourly pay.
Why is my after-tax hourly wage so much lower than my pay rate?
Income tax, CPP and EI all come off before you're paid. At $25 an hour about 19.9% goes to deductions, so $25.00 becomes $20.02. Because tax rates rise with income, the gap grows as your wage goes up.
Rates for tax year 2026, verified to · Page updated
Sources
- CRA T4127 Payroll Deductions Formulas, 122nd Edition, effective January 1, 2026 · checked
- Government of Ontario – Your guide to the Employment Standards Act: minimum wage · checked to
- Government of Ontario – Your guide to the Employment Standards Act: overtime pay · checked to
- Government of Ontario – Your guide to the Employment Standards Act: vacation · checked to
- Government of Ontario – Your guide to the Employment Standards Act: public holidays · checked